Pros & Cons

Pros

  • Welcome Bonus: Up to 80,000 points
  • Airport lounge access
  • Purchase protection included

Cons

  • High annual fee ($499/yr)
  • Foreign Transaction Fee (2.5%)

Our Review

The CIBC Aventura Visa Infinite Privilege Card is the premium travel card in the CIBC Aventura program, aimed at an affluent clientele (minimum personal income of $150,000). It offers prestige travel perks, including six complimentary visits to 1,200+ airport lounges through the Visa Airport Companion Program, a $200 annual travel credit and rebates for two NEXUS applications.

You earn Aventura Points that can be redeemed for travel, and the welcome offer can reach up to 80,000 points in the first year. The annual fee is $499.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Rewards

All Spending

1.25x

CIBC Aventura pts per dollar

Groceries

2x

CIBC Aventura pts per dollar

Gas

2x

CIBC Aventura pts per dollar

Restaurants

2x

CIBC Aventura pts per dollar

Transit

2x

CIBC Aventura pts per dollar

Entertainment

2x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries2x
$700/month
Gas2x
$200/month
Transit2x
$100/month
Restaurants2x
$300/month
Pharmacy1.25x
$50/month
Travel1.25x
$150/month
Bills & recurring payments1.25x
$250/month
Telecom1.25x
$150/month
Entertainment & streaming2x
$100/month
Office supplies1.25x
$0/month
Search-engine & social-media advertising1.25x
$0/month
All other spending1.25x
$500/month

Points Earned

50,100

CIBC Aventura/yr

Estimated Value

$501

After Fees

+$2

1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.

$1,402

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 2x16,800 pts
Gas$2,400/yr × 2x4,800 pts
Transit$1,200/yr × 2x2,400 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1.25x750 pts
Travel$1,800/yr × 1.25x2,250 pts
Bills & recurring payments$3,000/yr × 1.25x3,750 pts
Telecom$1,800/yr × 1.25x2,250 pts
Entertainment & streaming$1,200/yr × 2x2,400 pts
All other spending$6,000/yr × 1.25x7,500 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.67x
Average earn rate on spend 1st year with welcome bonus4.34x
Total points earned on spend50,100 pts
Welcome bonus pointsUp to 80,000 pts

The calculation uses the maximum advertised welcome offer. Your actual offer may be lower or unavailable.

Total points earned130,100 pts
Value of points accumulated in the first year≈ $1,301

Annual benefits

  • $200
  • $400
Total benefits$600

Perks & Benefits

Airport lounge access

Concierge Service

24/7

Annual travel credit

$200

NEXUS fee rebate x2 (per 4 yrs)

$400

Travel Insurance

Travel medical (under 55)

Up to $5,000,000 / 31 days

Travel medical (55-64)

Up to $5,000,000 / 31 days

Travel medical (65+)

Up to $5,000,000 / 10 days

Trip Cancellation

Up to $2,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+2 year(s)

Mobile Device

Up to $1,500 / 1 year(s)

Auto Rental

Up to $85,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $499
  • Additional card fee
    $99
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    21.99%
  • Balance transfer rate22.99%
    Quebec21.99%
  • Cash advance rate22.99%
    Quebec21.99%

Eligibility

Personal Income

$150,000

Household Income

$200,000

Terms & Conditions

Card Features

Get a total of up to 80,000 Aventura Points† (up to $1,600 in travel value†) during your first year:

  • 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
  • 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.†
  • 30,000 Aventura Points as an additional anniversary bonus†
  • Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program2: up to $370 value†
  • Get a $200 annual Travel Credit†
  • Plus, get 2 NEXUSTM Application Fee rebates: a $320 value.†

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. RewardsMD may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.