Pros & Cons
Pros
- +Welcome Bonus: 50,000 Avios
- +Purchase protection included
- +Travel medical insurance included
Cons
- –High annual fee ($165/yr)
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn 50,000 Avios!
With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.
With the RBC British Airways Visa Infinite Card, you get:
- 3 Avios per dollar spent with British Airways and BA Holidays
- 2 Avios per dollar on groceries, dining, and food delivery
- 1 Avios per dollar for all your other purchases
In addition, you benefit from extensive insurance coverage:
- Out-of-province/country emergency medical insurance
- Travel Accident Insurance
- Flight delay and essential items purchase insurance
- Hotel or motel burglary insurance
- Rental vehicle collision and damage insurance
Rewards
All Spending
1x
British Airways Club pts per dollar
Groceries
2x
British Airways Club pts per dollar
Restaurants
2x
British Airways Club pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
42,000
British Airways Club/yr
Estimated Value
$714
After Fees
+$549
1st Year Value
$1,399
incl. welcome bonus
Annual rewards breakdown
- Earn 50,000 British Airways Club after $6,000 in purchases within the first 3 months
Perks & Benefits
Concierge Service
24/7
Travel Insurance
Travel medical (under 55)
Included
Travel medical (55-64)
Included
Travel medical (65+)
Included
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Up to $50,000 / 90 days
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Fees and interest rates
- Annual Fee$165
- Additional card fee$75
- Foreign currency conversion fee2.5%
- Purchase Rate20.5%
- Balance transfer rate22.99%Quebec21.99%
- Cash advance rate22.99%Quebec21.99%
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
Earn 50,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card
Here is how to earn 50,000 bonus Aviosˆ:
- Earn 50,000 Avios when you spend a minimum of $6,000 CAD in the first 3 months of account opening.
Benefits:
- Earn 3X Avios for all purchases made with British Airways and BA Holidays*
- Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
- Earn 1 Avios per Canadian dollar on eligible net purchases*
- Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
- 10% discount on British Airways flights when booking and paying with your card∞
- Redeem your Avios for flights with British Airways and oneworld network partner airlines**
- Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance1, flight delay insurance2, hotel burglary insurance3, and rental car insurance4. Additionally, eligible purchases made with the card are protected3.
- Premium Visa Infinite benefits5, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
- 24/7 Concierge Service5
- Link your RBC card to your Petro-Points card and instantly save 3¢ per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
- Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
- Get a complimentary DashPass subscription from DoorDash for up to 12 months, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card±
Legal
Refer to RBC page for up to date offer terms and conditions
ˆ This offer only applies to new applications for a RBC British Airways Visa Infinite credit card received and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC British Airways Visa Infinite credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a RBC British Airways Visa Infinite credit card, are not eligible for the offer.
To receive the offer of 50,000 Avios points (“Bonus”), (i) a total of $6,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 90 days of your Credit Card Account opening date (“Period”), and (ii) your Credit Card must remain open and in good standing, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. If you are not currently a member of The British Airways Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite credit card. Please note that the address your British Airways Club account is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your British Airways Club account. The Bonus will be awarded to your British Airways Club account, approximately 15 weeks after the date you reach $6,000 in Qualifying Transactions within the Period.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close or change your RBC British Airways Visa Infinite credit card for another type of RBC Royal Bank credit card before the Bonus has been credited to your British Airways Club account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and The British Airways Club program. For all British Airways Club Terms and Conditions, please visit ba.com/theclub .
An eligible member who makes at least $30,000 CAD in eligible purchases on their card during a calendar year (a calendar year is the period starting January 1 and ending December 31) will receive a single companion voucher during that same calendar year. See ba.com/rbc-visa for full terms and conditions.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. RewardsMD may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.

