RewardsMDPowered by Milesopedia

Pros & Cons

Pros

  • +Welcome Bonus: 70,000 points
  • +Purchase protection included
  • +Travel medical insurance included

Cons

  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

  • 35,000 points upon approval of your application
  • 20,000 points when you charge $5,000 in purchases to your account within the first six months
  • 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

Rewards

All Spending

1x

RBC Avion Rewards - Elite pts per dollar

Travel

1.25x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.75¢4.5¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1x
$50/month
Travel1.25x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

30,450

RBC Avion Rewards - Elite/yr

Estimated Value

$457

After Fees

+$337

1st Year Value

$1,387

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1.25x2,250 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.02x
Average earn rate on spend 1st year with welcome bonus3.35x
Total points earned on spend30,450 pts
Welcome bonus points+70,000 pts
  • Earn 35,000 RBC Avion Rewards - Elite
  • Earn 20,000 RBC Avion Rewards - Elite after $5,000 in purchases within the first 6 months
  • Earn 15,000 RBC Avion Rewards - Elite with a purchase around month 12
Total points earned100,450 pts
Value of accumulated points$1,507

Travel Insurance

Travel medical (under 55)

Included

Travel medical (55-64)

Included

Travel medical (65+)

Included

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $500

Lost Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Mobile Device

Up to $1,500 / 1 year(s)

Auto Rental

Up to $65,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $120
  • Additional card fee
    $50
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    20.99%
  • Balance transfer rate22.99%
    Quebec21.99%
  • Cash advance rate22.99%
    Quebec21.99%

Perks & Benefits

Concierge Service

24/7

Transfer partners

American Airlines AAdvantage

Airline

British Airways Club

Airline

Cathay Asia Miles

Airline

WestJet Rewards

Airline

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Get up to 70,000 Avion points1 – a travel value of up to $1,500! Apply by November 25, 2026.

Points and Rewards

  • Earn 1.25 Travel points on travel-related purchases12
  • Earn 1 Avion point on all other eligible purchases2
  • Use your Travel points to book flights anytime with more than 500 airlines. There are no blackout periods or seat restrictions, even during peak season^!

Get Extensive Insurance

  • Enjoy more peace of mind with enhanced coverage like unlimited emergency medical insurance9, travel accident insurance7, trip cancellation insurance7, mobile device insurance7, and more.

Book Any Flight

  • Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season!

Book Flights for Maximum Value

  • Make your Avion points go further with the Air Travel Redemption Schedule, which offers fixed point pricing 365 days a year.

Save at Petro-Canada

  • Link your cards and instantly save 3¢/L on fuel4 and earn 20% more Petro-Points5 and Avion points6 at Petro-Canada

Earn more Be Well points at Rexall

  • Link your RBC Credit Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall13

DoorDash

  • Add your credit card to your DoorDash account and get a free 12 monthly DashPass subscription16

Hertz

  • Get up to 20% off at Hertz10 and earn 3x the Avion points11

Get insurance coverage for travel and more7.

  • Out of Province/Country Emergency Medical Insurance
  • Travel Accident Insurance
  • Auto Rental Collision/Loss Damage Waiver Insurance
  • Trip Cancellation & Trip Interruption Insurance
  • Delayed Baggage and Flight Delay Insurance
  • Hotel/Motel Burglary Insurance
  • Purchase Security & Extended Warranty Insurance
  • Mobile Device Insurance up to $15007

Related Cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. RewardsMD may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.