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Neo Mastercard®

Neo Mastercard®

NeoCash Back
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on Neo's website

Annual Fee
$0
Welcome Bonus
$25
cash back
Bonus Value
$25
Estimated value
1st Year Value
$25

Pros & Cons

Pros

  • +Welcome Bonus: $25
  • +No annual fee

Cons

  • –Foreign Transaction Fee (2.5%)
  • –No purchase protection

Our Review

With the Neo Mastercard, you get $25 cash back as a welcome bonus.

Get unlimited cash back from thousands of partners. On average, you can earn up to 5% cash back at over 10,000 Neo partners across the country.

Fees and interest rates

  • Annual Fee
    $0
  • Additional card fee
    $10
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    19.99%
  • Balance transfer rate
    22.99%
  • Cash advance rate
    22.99%

Terms & Conditions

Card Features

  • Get $25 cash back when you sign up for the Neo Mastercard.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. RewardsMD may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Neo. All trademarks are property of their respective owners.